ABSTRACT
One of the most prominent characteristics of under developed nation is the use of high proportion of cash, relative to demand deposit in business transaction. This cash relative to demand deposit has resulted to the existence of idle cash in such economics.
In an under developed country like ours, a significant percentage of money is held in form of cash a sizeable portion of this cash is kept idle, with the resultant consequence that the productive sector is denied they of such fund. This sizeable amount of cash that is not used for anything. Under the banking system ability to create deposit money, thus affecting the volume and cost of loans. The effect of these idle money has system magnified itself that it has resulted to unemployment low business investment and declining national income.
This research has been organized into five chapters with the first chapter dealing on introduction, while the second chapter centers on review of related
TABLE OF CONTENTS
Title page
Dedication
Approval page
Abstract
Proposal
Acknowledgement
Table of contents
CHAPTER ONE
INTERODUCTION
1.0 Background information of the study
1.1 Statement of the problem
1.2 Objective of study
1.3 Hypothesis
1.4 Significance of the study
1.5 Scope of the study
1.6 Limitations of the study
1.7 Definitions of term
REFERENCES
CHAPTER TWO
LITERATURE REVIEW
2.0 The role of money in a developing economy
2.1 Money and banks
2.2 Demand for money
2.3 Motives of demanding money
2.4 Banks functions and money creation
2.5 Limitations of money creation
2.6 Supply of money
2.7 Velocity of circulation
2.8 The concept of idle cash
2.9 Reason that led to a fall in idle cash
2.10 Effect of idle cash holding in a developing economy
CHAPTER THREE:
RESEARCH DESIGN / METHODOLOGY
3.0 Area of study
3.1 Source of data
3.2 Data collection methods
3.3 Questionnaire design.
3.4 Sample design
3.5 Method of data analysis
3.6 Method of testing hypothesis
CHAPTER FOUR
4.0 Data presentation and Analysis
4.1 Test of hypothesis
CHAPTER FIVE
SUMMARY OF FINDINGS RCOMMENDATION AND CONCLUSION
5.0 Summary of findings
5.1 Recommendation
5.2 Conclusion
BIBLIOGRAPHY
QUESTIONNAIRES